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Remuneration and Benefits

Technical and actuarial advice on pensions, retirement and reward

Pension and remuneration questions are answered with arithmetic, but they are decided emotionally: can I retire, when, and on what income. Workganics produces the calculations and then explains them in language a decision-maker can act on.

The client challenge

  • A pension-fund member or participant needs an independent reading of their entitlements.
  • An executive needs to compare retirement dates and understand the income difference between them.
  • An employer wants a reward package that is competitive without becoming unaffordable.
  • Flexible benefits have been introduced without a structure behind them.

How Workganics helps

We calculate private and Social Security retirement pensions, project entitlements under Social Security, CGA and the ACT Bancários regimes, and design remuneration programmes around the resulting picture. Assumptions are stated openly so the client can see what drives each number.

Areas of support

  • Technical and actuarial consulting for pension-fund members and participants
  • Private retirement planning
  • Projections for Social Security, CGA and ACT Bancários pensions
  • Calculation of private and Social Security retirement pensions
  • Planning, design and implementation of fixed, variable and flexible remuneration programmes

Typical deliverables

  • Individual pension calculation and retirement-date comparison
  • Independent technical review of pension-fund entitlements
  • Reward structure covering fixed, variable and flexible components
  • Cost modelling of the proposed remuneration programme
  • Clear explanatory material for the people affected

Who this is for

  • Pension-fund members and participants
  • Executives and senior professionals planning retirement
  • HR, People and Finance leaders
  • Boards reviewing reward policy

The consulting approach

Technically precise, independent of any product provider, and always explained in plain language. We set out the assumptions behind every projection so the result can be challenged and understood.

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